Review and assess loan applications, verify income, and analyze financial documents.
Identify high-risk cases and prevent fraud through proper checks.
Ensure compliance with lending policies, KYC norms, and regulatory guidelines.
Coordinate with sales/operations and communicate loan decisions to customers.
Monitor loan portfolio, track delinquencies, and prepare MIS reports.
Guide junior credit staff on underwriting standards.
Graduate in Finance/Commerce; B.COM, M.COM, MBA (Finance).
1–6 years’ experience in credit/underwriting (payday or unsecured loans).
Strong analytical, decision-making, and communication skills.
Knowledge of KYC, risk management, and lending regulations.
Detail-oriented, ethical, and able to work under pressure.